Speakers

Biographies

  • Lloyds Banking Group

    Daniel Thomson

    Lloyds Banking Group

Digital Product Owner - Retail Investments | Group Transformation

Daniel is the Digital Product Owner for Retail Investments within Group Transformation at Lloyds Banking Group. He is responsible for defining and delivering the digital strategy for across wealth management, investments and long term savings.

Prior to his move to the UK eight years ago, Daniel was an Associate Director at Macquarie Bank in Australia where he managed the financial and general business operations of Macquarie Wealth Management.

Daniel’s 15 year career in the financial planning and investment industries has covered all aspects of the customer and business lifecycle and he passionately believes the current surge in digital and fintech innovation has the potential to provide significant benefits to both consumers and firms.

  • LV=

    David Stevens

    LV=

Life Advice Director

David has worked for LV= in a variety of senior positions across GI and Life. In his most recent roles, David has been responsible for customer service operations for LV=’s Life and Pensions business and the development and integration of the business’ range of advised and non-advised services. This including leading the development of the recently launched automated and on-line regulated retirement advice proposition from LV=.  In his newly formed role as the Life Advice Director, David will focus on the development and broader distribution of automated advice solutions for LV=.

  • VIVAT

    Fernando Hagel Franco

    VIVAT

General Manager, Digital

Fernando is Managing Director of Aarpadios, an interim management and consulting firm leveraging over two decades of experience leading and delivering complex business change and innovation. Starting from a clear understanding of customer needs, business economics, technological innovations and the evolving regulatory environment, Aarpadios works with its business partners to identify and deliver new sources of business growth and to implement digital business models. Working with major corporate players and Fintech startups in Direct Retail across Banking, Insurance & Asset Management, Fernando has led the development of automated advisory, investment management and portfolio management platforms, offered to customers via online platforms. Fernando led the development of South America’s first mobile banking platform, the launch of a new fund supermarket in the Netherlands, and the set-up of a fully licensed direct card business in Germany. From concept ideation, prototyping and agile development to building a high performance sales & service organization.

  • Wealthify

    Michelle Pearce

    Wealthify

Co-Founder & CIO

Michelle Pearce is Co-Founder and Chief Investment Officer of UK digital wealth management service, Wealthify. After leaving medical school to pursue a long-standing passion for investing, Michelle quickly gained Chartered status and worked as a Wealth Manager for Channel Island-based asset management business, Brooks MacDonald. However, she soon became frustrated with the layers of unnecessary complexity in traditional wealth management services and the lack of investing opportunities for people with average sums to invest, particularly young people like her. She left the firm to found Wealthify in 2014.

  • Altus

    Simon Bussy

    Altus

Principal Consultant

With over 20 years operating across Wealth Management, Life & Pensions, Retail Platform, Workplace, Asset Management and Retail Banking Wealth in the UK and overseas, Simon has become one of a handful of ‘go to’ people in the fast-evolving digital (‘robo’) advice sector, providing insight, opinion and challenge to blue-chip and fintech clients right across the Financial Services sector.

Simon has a wealth of experience and successful track record in strategic planning, and leading and challenging teams to design, develop and deliver new best-in-class adviser and customer propositions. Recent client engagements have included: presentations to leadership teams on disruptive innovation; market, regulatory and technology assessments and insights to aid strategic planning; developing business model and target operating model options to support business transformation; developing a global retirement proposition; market-entry approach options for new entrants; adding new product solutions to existing ‘robo’ propositions

 

  • Nordea Bank

    Anders Nicander

    Nordea Bank

Co-Head, Digital Savings Office

Anders Nicander is the strategic leader and Deputy Head of Investment Solutions in Nordea, the largest and leading bank in the Nordic and Baltic region with more than 10 million customers and an excess of 320 bn EUR in AUM.
As Deputy Head of Investment Solutions, Mr. Nicander is responsible for the savings business with focus on investment products, investor protection and related regulation, financial advisory and digital savings solutions, such as online trading and digital advice. Nordea is undergoing an extensive digital transformation where he is responsible for the digitalisation of Nordea’s investment solutions and advisory business.
Mr. Nicander has prior to his current position held several leadership positions in both wealth management and investment banking.
Mr. Nicander has a MSc in Finance from Stockholm Business School, Stockholm University and executive diplomas from London Business School and Berkley RG. Mr. Nicander is 37 years old and lives in Stockholm with his wife and three children.

  • iGO4

    Simon Harrow

    iGO4

Head of Digital Strategy & Innovation

I’ve spent the past 10 years leading innovative and award winning businesses across multiple sectors including; Retail, Software, and Financial Services.

Formally, I was the COO of Kiddicare and a member of the senior leadership team at Wm Morrisons. I co-founded and lead a venture backed SaaS business Elevaate, and was part of the investment team at Haatch – an early stage investment company operating across EMEA and the US.

My teams and I have collected several prestigious awards including Gartner’s Cool Vendor, Retail Week Start-Up of The Year, and Foundry 50 at Cannes Lions.

I am currently Head of Digital Strategy and Innovation for iGO4 – an intelligent insurance broker in the UK.

I specialise in deconstructing knowledge from one industry into fundamental principles, then reconstructing those principles in new industries. This helps me find new value for companies, consumers, and investors.

My skills lie where strategy, technical, and marketing intersect.

  • TISA

    Peter Smith

    TISA

Global Head of Industry Policy Liaison

Peter is currently Global Head of Industry Policy Liaison at TISA, the premier industry funded body working with the financial services industry, UK political parties, European Parliament, Treasury, HMRC, DWP, TPR, and the FCA, to enhance & improve the range, features, benefits, promotion and quality of savings & investment schemes to all UK citizens. TISA’s scope and approach to policy development has changed over recent years. This change has seen TISA moving from a reactive policy organisation to an organisation that takes a proactive stance to policy development through the development of fact based, policy thought leadership. TISA is also increasingly the instigator or developer of new industry services.

TISA remains independent and develops neutral views and opinions. This impartiality is reflected in the ability to drive development projects & policy which improves industry performance and standards and puts TISA in the unique position of being able to constantly challenge the status quo to bring about material improvement for industry and consumer outcomes.

 

  •  The Pensions Advisory Service

    Michelle Cracknell

    The Pensions Advisory Service

Chief Executive

  • Willis Owen

    Jason Chapman

    Willis Owen

Managing Director

Passionate about change for the better, creating and inspiring people to take control of their financial future – giving people choices, simple journeys and outcomes.

A highly successful career spanning 27 years in Financial Services across traditional Life Office, Corporate Banking, IFA and EO distribution business models at various levels of senior and exec management.

Loves life, family, films, food, bikes (motor) bikes (own steam) books, learning, good people..

  • Momentum Wealth & Money Hub

    Samantha Seaton

    Momentum Wealth & Money Hub

Managing Director

What a time to be working in Financial Services, never has there been a more exciting opportunity to be an agent for change in this sector.
I’ve worked in the FS industry for longer than I’d care to let on, from pure technology to the board, my passion and focus on harnessing the power of tech to benefit the end consumer has never wavered.
It’s fair to say that consumers are suffering an engagement crisis when it comes to their finances. It worries me that unless businesses and policy makers pick up the reins, we’re going to be a nation that can’t afford to grow old gracefully.
I’m thrilled to be running Moneyhub, a Fintech with teeth! Meaningfully taking action, focused on solving genuine problems, achieving real-life goals and always through a consumer lens.

  • Wealth Wizards

    Simon Binney

    Wealth Wizards

Business Development Director

Simon joined the Wealth Wizards Exec board as Business Development Director in 2016 and has been running businesses and consulting in online benefits and pensions solutions since 1999. Simon has been instrumental in developing innovative technology solutions that drive engagement for employees and return on investment for large corporates across all sectors, both in the UK and Globally.

Simon is passionate about driving the development of enabling, integrated workplace technology and communications solutions to continually drive education, engagement and participation for employees, and streamlined, automated administration and data processing for employers.

Over the past 16 years, Simon has built strong professional relationships with organisations such as Microsoft, Citi, HSBC, Nomura, Willis Towers Watson, Mercer, GE, EY, PwC, Disney and JP Morgan, helping them to deliver their pensions and benefit ambitions.

 

 

  • Old Mutual Wealth

    John Porteous

    Old Mutual Wealth

Retail Customer Solutions Director

Working across the Old Mutual Wealth Group to blend market leading businesses and create customer focused and value led wealth management solutions.

Over 25 years industry experience in financial planning and wealth management resulting in a detailed understanding of market dynamics, customer requirements, regulation and technology.

Chartered and Certified Financial Planner. Also Chartered Fellow of the Institute for Securities & Investment. Holder of IMC.

A regular presenter at industry events, contributor at key influencer forums. Industry representation as a former Chairman of the Society of Financial Advisers (the youngest ever professional to hold the post), past Director of the Institute of Financial Planning and council member/Director of APFA.

Frequent writer of articles for media on financial planning/investment matters – also author and co-author of two past publications around ‘Investment Options at Retirement’ and ‘IHT/Wealth Planning’

Passionate about the positive difference that our industry can make – and how to get there…

  • HSBC

    Dean Butler

    HSBC

Head of Retail Wealth

My expertise includes; financial services digital transformation and proposition development, robo advice, customer centric investments strategy and project delivery, wealth management innovation, digital marketing; including retention and conversion, team management and senior stakeholder engagement and leadership.

My career has spanned both client-side and agency-side (including start-up); from Website Designer, Head of Digital, Senior eCommerce Manager to Head of D2C (online Wealth Management) within HSBC Retail Banking and Wealth Management. This has helped form an excellent understanding, insight and knowledge of online and mobile digital channels, coupled with excellent consumer commercial acumen in a financial services environment; whilst being able to engage and lead stakeholders at all levels (including board level).

I have over 15 years experience working with numerous multinational B2C and B2B companies helping them to reach and shape their online commercial needs.

  • Skipton Building Society

    Alison Davies

    Skipton Building Society

Head of Digital

An experienced professional in the Digital Industry focussed for 12 years on Financial Services. A driven individual with a reputation for delivering measurable and successful results across a number of Business and Technology leadership positions.

A strong communicator and influencer resulting in ambassadorial roles both in business and in the charity sector.

A broad range of successful experience in general leadership working best in a challenging and changing environment with business transformation objectives.

An experienced leader with a proven track record of creating and developing Digital teams in the Finance sector.

Successful fund raiser (£500,000 in 12 months) for NSPCC and ChildLine acting in a voluntary role as Divisional Vice President.

  • Thomas Miller Investment

    Matthew Phillips

    Thomas Miller Investment

Managing Director

Matthew is Managing Director of Thomas Miller Wealth Management and is based at our London office. He advises on a number of large investment consultancy cases.

Matthew started providing investment advice in 1996 when he joined Deloitte and worked with a range of pension schemes, trusts and high net worth individuals. He was responsible for the expansion and day to day management of Deloitte’s financial planning in Scotland and Northern Ireland. He moved to become an Investment Director of Clear Financial Management, also providing advice to pension schemes, trusts and high net worth individuals and joined BROADSTONE, formerly BDO, in 2005. He was Managing Director of Broadstone Pensions & Investments Ltd until November 2014 and assisted with the sale of the business to Thomas Miller Investment in December 2014.

He is a member of the Personal Finance Society and has professional qualifications in investment management, portfolio construction and investment management within pensions. He has a first class honours degree in Geology from London University.

  • CSS Versicherung

    Matthias Heuberger

    CSS Versicherung

Head of Transformation and Innovation

  • Santander UK

    James Dunne

    Santander UK

Head of Digital Investment

Accomplished financial services professional with experience in key market segments of Retail Banking, Wealth Management and Corporate Banking, across several geographies including UK, Spain, Germany, Brazil and the United States.

Motivated by the opportunity to blend wealth management with developing technologies to make investing accessible for more people.

Relevant business development experience including 3rd party contract and commercial negotiations on transactions / partnerships >£20Mn.

Highly energetic and creative, I love what I do.

  • Pensions & Lifetime Savings Association

    James Walsh

    Pensions & Lifetime Savings Association

Policy Lead: Engagement, EU & Regulation

James is Policy Lead: Engagement, EU and Regulation at the Pensions and Lifetime Savings Association. He leads the Association’s policy work on ensuring people have the information they need about retirement saving and also has responsibility for the PLSA’s overview of pensions regulation.

James also leads on EU issues, including the UK’s exit from the EU and preparation for the new EU workplace pensions Directive.

Prior to joining what was then the NAPF in 2009, James was Public Policy Manager for ASDA Stores Ltd and Head of Public Affairs at the Institute of Directors.

Earlier in his career he held a series of positions in the Conservative Research Department, serving as Head of Economic Section and then as Deputy Director. He has worked with political leaders in Namibia, Sri Lanka and Belarus.

  • Aberdeen Asset Management

    Rob Hudson

    Aberdeen Asset Management

Head of Digital Distribution

  • Schroders

    Edward Lecky-Thompson

    Schroders

Digital Strategy & Innovation

Ed has over eighteen years’ experience in digital – dating from when people used the phrase “new media” – of which around half has been focussed almost exclusively in financial services, especially wealth and asset management. In 2012, Ed joined Charles Stanley and led the proposition design and delivery of the award-winning Charles Stanley Direct, before in 2015 joining Aberdeen Asset Management to lead digital in retail wealth propositions in the UK and Asia. As of October 2017, Ed leads the Digital Strategy, Innovation and Propositions practices at Schroders. Although a technologist at heart and by training, his most recent focus is on delivering commercially effective digital investment propositions, which naturally has equipped him with a keen understanding of the legal, regulatory and compliance challenges associated with devising and operating such businesses.

  • WorldPay

    Tim Minall

    WorldPay

Chief Compliance Officer

Tim is Group Compliance Director at Worldpay Group plc. Tim’s role is to lead and direct the Worldpay Compliance Program that oversees all Compliance, Conduct, Regulatory and Financial Crime risk management within the Group. The role leads compliance professionals across Worldpay’s global structure that includes the UK, Europe and the USA.

Tim joined Worldpay after spending 18 years with GE Capital where he held executive roles across Compliance, Regulatory, Risk and Operations functions. Most recently Tim was Chief Compliance & Regulatory Officer in GE’s UK & EMEA bank group. Previously CCRO within a global $65B trade receivable business transacting in 170 jurisdictions. Earlier GE roles focused on consumer lending, enterprise risk & operations. Tim was credit risk director & growth leader in a $22B UK mortgage business and operations director leading a varied team across regional and international structures. With a 25 year pedigree working within the financial industry, Tim has demonstrated significant achievements in leading varied cycles and delivering strategic change.

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